by Julie Ngo   Why Individual Liability Insurance? The risk of legal liability is a fact of modern life. It is perhaps the largest financial risk most individuals face. Common incidents such as an automobile accident or a neighbor’s child slipping on the kitchen floor can result in lawsuits, with…

by Gene Wunderlich   It's all in the perspective. A recent media article featured data from a report by RealtyTrac showing that the Riverside-San Bernardino area remains #3 in the nation for foreclosure activity. I cringe when I see these kinds of articles. Because while the underlying report data is…

by Mike Ohrberg   As World Habitat Day (October 1) approaches, Habitat for Humanity affiliates across the planet participate in special events aimed to call attention to the need for better shelter around the world. Habitat for Humanity Inland Valley is planning a free movie night at the Old Town…

by Rusty Cochran   Research and numerous studies have established that molds are responsible for a wide range of health hazards that vary in severity and intensity. In order to curb these hazardous effects, one needs to eliminate every form of mold growth in the home. So how do you…

Part 1 of 2 presented by Nicole Albrecht   Will the Bush-era tax cuts expire next year? We may not have an answer to that question for several months. After the November elections, you could see them extended once again. Nothing is certain: with the daunting financing challenges the federal…

by Gene DiLuigi   Quite often, wine is consumed within 24 hours of the time of purchase; however, most fine wines are set aside for long-term storage. Wine happens to be one of the few commodities that can improve with age… it can also rapidly deteriorate if kept in inadequate…